Used Car Finance in Essex
At Cavectra Centre, we make financing your next car in Essex straightforward. Whether you're in Grays, Thurrock, or beyond, our flexible finance options are designed to suit your budget, helping you drive away with the perfect used car without the financial stress. Explore our competitive rates and tailored plans today.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £33,940.00 |
| Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
| First Payment £682.49 | 58 Monthly Payments £682.49 |
| Final Payment £682.49 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
| 58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
At Cavectra Centre, we offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans and help you find the best option.
Yes, at Cavectra Centre, we understand that everyone's financial situation is different. We work with a range of lenders to provide finance solutions for customers with various credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Our team will inform you of any additional documents required during the application process.
The approval time can vary depending on the lender and your individual circumstances. However, at Cavectra Centre, we strive to make the process as quick as possible, often securing finance approvals within 24 to 48 hours.
Absolutely! At Cavectra Centre, we accept part exchanges as a deposit towards your next vehicle. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.
At Cavectra Centre, most of our used cars and vans in Grays, Thurrock, and Essex are eligible for finance. However, some restrictions may apply based on the age and mileage of the vehicle. Our team can provide specific details based on the car or van you are interested in.