Used Car Finance in Essex
At Cavectra Centre, we make financing your next car in Essex straightforward. Whether you're in Grays, Thurrock, or beyond, our flexible finance options are designed to suit your budget, helping you drive away with the perfect used car without the financial stress. Explore our competitive rates and tailored plans today.
£57,748
From £1,161.24/month
Land Rover
Range Rover
5.0 V8 AUTOBIOGRAPHY 5d 518 BHP
£57,748
(From £1,161.24/month)
2018
46,000 miles
Estate
Grey
Petrol
Automatic
5.0 litres
£33,440
From £672.43/month
Porsche
Macan
3.0 GTS PDK 5d 355 BHP
£33,440
(From £672.43/month)
2017
29,857 miles
Estate
Grey
Petrol
Automatic
3.0 litres
£31,999
From £643.46/month
Land Rover
Range Rover Velar
2.0 R-DYNAMIC S 5d 238 BHP
£31,999
(From £643.46/month)
2018
61,171 miles
Estate
White
Diesel
Automatic
2.0 litres
£24,000 + VAT
From £579.13/month
Ford
Ranger
WILDTRAK ECOBLUE
£24,000 + VAT
(From £579.13/month)
2022
24,219 miles
Orange
Diesel
Automatic
Compliant
£27,940
From £561.84/month
Tesla
Model X
75D (Dual Motor) SUV 5dr Electric Auto 4WDE (328 bhp)
£27,940
(From £561.84/month)
2018
52,877 miles
SUV
Grey
Electric
Automatic
Compliant
£26,440
From £531.67/month
Kia
Stinger
GT S ISG
£26,440
(From £531.67/month)
2019
37,945 miles
Hatchback
Grey
Petrol
Automatic
Compliant
£23,440
From £471.35/month
Audi
E-Tron
QUATTRO BASE
£23,440
(From £471.35/month)
2020
35,081 miles
Estate
Grey
Electric
Automatic
£22,458
From £451.60/month
Land Rover
Range Rover Sport
3.0 SDV6 HSE DYNAMIC 5d 306 BHP
£22,458
(From £451.60/month)
2017
60,943 miles
Estate
Purple
Diesel
Automatic
3.0 litres
Compliant
£22,440
From £451.24/month
Audi
TT
TTS TFSI QUATTRO BLACK EDITION
£22,440
(From £451.24/month)
2017
32,540 miles
Coupe
White
Petrol
Automatic
£19,440
From £390.91/month
Kia
Sportage
1.6 CRDi EcoDynamics+ GT-Line S SUV 5dr Diesel Hybrid DCT Euro 6 (s/s) (134 bhp)
£19,440
(From £390.91/month)
2020
35,341 miles
SUV
Black
Diesel Hybrid
Automatic
1.6 litres
Compliant
£18,440
From £370.80/month
Skoda
Kodiaq
EDITION TSI
£18,440
(From £370.80/month)
2018
34,813 miles
Estate
Grey
Petrol
Manual
£18,440
From £370.80/month
Kia
Sportage
CRDI GT-LINE S ISG
£18,440
(From £370.80/month)
2019
39,117 miles
Estate
Blue
Diesel
Automatic
£18,379
From £369.58/month
Peugeot
3008
1.5 BlueHDi GT Line Premium SUV 5dr Diesel EAT Euro 6 (s/s) (130 ps)
£18,379
(From £369.58/month)
2020
28,508 miles
SUV
Grey
Diesel
Automatic
1.5 litres
£18,379
From £369.58/month
Volkswagen
Tiguan
SEL TDI
£18,379
(From £369.58/month)
2019
30,195 miles
Estate
Black
Diesel
Manual
£17,920
From £360.35/month
Peugeot
3008
BLUEHDI S/S GT LINE PREMIUM
£17,920
(From £360.35/month)
2020
34,773 miles
Hatchback
Grey
Diesel
Automatic
£17,440
From £350.70/month
Audi
A3
2.0 S3 QUATTRO 2d 306 BHP
£17,440
(From £350.70/month)
2017
51,840 miles
Convertible
White
Petrol
Automatic
2.0 litres
£16,920
From £340.24/month
Ford
Edge
2.0 TDCi Sport SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (210 ps)
£16,920
(From £340.24/month)
2017
58,157 miles
SUV
Black
Diesel
Automatic
2.0 litres
Compliant
£15,920
From £320.13/month
Volkswagen
Golf
MATCH TSI EVO DSG
£15,920
(From £320.13/month)
2019
19,371 miles
Hatchback
Grey
Petrol
Automatic
£15,799
From £317.68/month
Porsche
Panamera
3.0D V6 Hatchback 5dr Diesel TiptronicS Euro 5 (250 ps)
£15,799
(From £317.68/month)
2011
79,072 miles
Hatchback
Black
Diesel
Automatic
3.0 litres
Not Compliant
£15,440
From £310.48/month
Peugeot
3008
BLUEHDI S/S GT LINE
£15,440
(From £310.48/month)
2017
17,055 miles
Hatchback
White
Diesel
Automatic
£15,420
From £310.08/month
Audi
Q3
2.0 TFSI QUATTRO S LINE PLUS 5d 178 BHP
£15,420
(From £310.08/month)
2016
44,526 miles
Estate
Grey
Petrol
Automatic
Compliant
£14,920
From £300.02/month
Renault
Koleos
SIGNATURE NAV DCI
£14,920
(From £300.02/month)
2018
37,502 miles
Hatchback
White
Diesel
Automatic
£14,799
From £297.59/month
BMW
X1
XDRIVE20D M SPORT
£14,799
(From £297.59/month)
2017
47,795 miles
Estate
Black
Diesel
Automatic
£14,440
From £290.37/month
Kia
Sportage
1.6 GDi Edition 25 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp)
£14,440
(From £290.37/month)
2019
27,715 miles
SUV
Grey
Petrol
Manual
1.6 litres
Compliant
£13,920
From £279.91/month
Mercedes-Benz
C Class
2.1 C220d Sport (Premium) Saloon 4dr Diesel 7G-Tronic+ Euro 6 (s/s) (170 ps)
£13,920
(From £279.91/month)
2016
42,922 miles
Saloon
Black
Diesel
Automatic
2.1 litres
Compliant
£13,920
From £279.91/month
Skoda
Karoq
1.5 SE TECHNOLOGY TSI 5d 148 BHP
£13,920
(From £279.91/month)
2019
14,509 miles
Estate
Blue
Petrol
Manual
£13,920
From £279.91/month
MG
HS
EXCLUSIVE
£13,920
(From £279.91/month)
2021
24,293 miles
Estate
Black
Petrol
Manual
£13,899
From £279.49/month
Peugeot
3008
S/S GT LINE
£13,899
(From £279.49/month)
2018
30,413 miles
Hatchback
Black
Petrol
Manual
£13,500
From £271.47/month
Peugeot
3008
1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£13,500
(From £271.47/month)
2018
56,191 miles
SUV
White
Petrol
Manual
1.2 litres
Compliant
£13,440
From £270.26/month
Hyundai
TUCSON
1.7 CRDi Blue Drive Premium SUV 5dr Diesel DCT Euro 6 (s/s) (141 ps)
£13,440
(From £270.26/month)
2017
37,770 miles
SUV
White
Diesel
Automatic
1.7 litres
Compliant
£13,440
From £270.26/month
Vauxhall
Insignia
SRI VX-LINE NAV
£13,440
(From £270.26/month)
2018
41,041 miles
Estate
Black
Diesel
Automatic
£12,920
From £259.80/month
Vauxhall
Insignia
VXR SUPERSPORT
£12,920
(From £259.80/month)
2016
73,076 miles
Saloon
White
Petrol
Manual
£12,199
From £245.31/month
Peugeot
208
PURETECH ALLURE PREMIUM S/S
£12,199
(From £245.31/month)
2021
34,827 miles
Hatchback
Grey
Petrol
Manual
£11,899
From £239.27/month
SEAT
Ibiza
TSI FR
£11,899
(From £239.27/month)
2020
22,885 miles
Hatchback
Grey
Petrol
Manual
£11,840
From £238.09/month
Kia
Sportage
CRDI 2 ISG
£11,840
(From £238.09/month)
2019
57,929 miles
Estate
Black
Diesel
Manual
£11,799
From £237.26/month
Kia
Pro Ceed
1.6 GT 3d 201 BHP
£11,799
(From £237.26/month)
2017
13,242 miles
Hatchback
White
Petrol
Manual
1.6 litres
£11,499
From £231.23/month
Vauxhall
Grandland X
ELITE NAV
£11,499
(From £231.23/month)
2021
52,221 miles
Hatchback
Blue
Petrol
Manual
£11,499
From £231.23/month
Renault
Captur
1.0 TCe Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£11,499
(From £231.23/month)
2020
28,770 miles
SUV
Desert Orange with D...
Petrol
Manual
1.0 litre
Compliant
£11,440
From £230.04/month
Skoda
Yeti Outdoor
LAURIN AND KLEMENT TDI DSG SCR
£11,440
(From £230.04/month)
2016
73,571 miles
Hatchback
Black
Diesel
Automatic
£11,440
From £230.04/month
Nissan
Qashqai
DCI TEKNA PLUS
£11,440
(From £230.04/month)
2017
63,087 miles
Hatchback
White
Diesel
Manual
£11,440
From £230.04/month
Land Rover
Range Rover Evoque
2.0 TD4 SE 5d 177 BHP
£11,440
(From £230.04/month)
2016
53,444 miles
Estate
Grey
Diesel
Manual
2.0 litres
£11,340
From £228.03/month
Vauxhall
Grandland X
SRI NAV
£11,340
(From £228.03/month)
2021
53,889 miles
Hatchback
Grey
Petrol
Manual
£10,799
From £217.15/month
Mercedes-Benz
C Class
C200 D SPORT
£10,799
(From £217.15/month)
2017
68,304 miles
Estate
Black
Diesel
Manual
£10,740
From £215.97/month
Volkswagen
Golf
1.4 TSI BlueMotion Tech SE Nav Hatchback 5dr Petrol DSG Euro 6 (s/s) (125 ps)
£10,740
(From £215.97/month)
2017
60,936 miles
Hatchback
White
Petrol
Automatic
1.4 litres
Compliant
£10,440
From £209.93/month
Vauxhall
Crossland X
ELITE NAV
£10,440
(From £209.93/month)
2019
14,767 miles
Hatchback
Black
Petrol
Manual
£10,220
From £205.51/month
Peugeot
208
PURETECH ALLURE S/S
£10,220
(From £205.51/month)
2020
51,689 miles
Hatchback
Yellow
Petrol
Manual
£9,799
From £197.05/month
Kia
ProCeed
1.6 T-GDi GT Tech Hatchback 3dr Petrol Manual Euro 5 (201 bhp)
£9,799
(From £197.05/month)
2015
33,262 miles
Hatchback
Black
Petrol
Manual
1.6 litres
Compliant
£9,440
From £189.83/month
Mazda
Mazda3
1.5 SKYACTIV-D Sport Nav Hatchback 5dr Diesel Manual Euro 6 (s/s) (105 ps)
£9,440
(From £189.83/month)
2018
56,847 miles
Hatchback
Red
Diesel
Manual
1.5 litres
Compliant
Typical Representative Finance Example
Product Hire Purchase | Cash Price £33,940.00 |
Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
First Payment £682.49 | 58 Monthly Payments £682.49 |
Final Payment £682.49 | Agreement Duration 60 months |
Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
At Cavectra Centre, we offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans and help you find the best option.
Yes, at Cavectra Centre, we understand that everyone's financial situation is different. We work with a range of lenders to provide finance solutions for customers with various credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Our team will inform you of any additional documents required during the application process.
The approval time can vary depending on the lender and your individual circumstances. However, at Cavectra Centre, we strive to make the process as quick as possible, often securing finance approvals within 24 to 48 hours.
Absolutely! At Cavectra Centre, we accept part exchanges as a deposit towards your next vehicle. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.
At Cavectra Centre, most of our used cars and vans in Grays, Thurrock, and Essex are eligible for finance. However, some restrictions may apply based on the age and mileage of the vehicle. Our team can provide specific details based on the car or van you are interested in.