Used Van Finance in Grays, Essex
At Cavectra Centre in Grays, Essex, we make financing your used van straightforward. Our flexible finance options are designed to suit your budget, ensuring you can drive away with the right van without financial strain. Visit us to explore affordable financing plans tailored just for you.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,495.00 |
| Total Deposit £449.50 | Total Amount of Credit £4,045.50 |
| First Payment £86.73 | 58 Monthly Payments £86.73 |
| Final Payment £86.73 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 |
| Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 |
| 58 Monthly Payments £86.73 | Final Payment £86.73 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 | 58 Monthly Payments £86.73 | Final Payment £86.73 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
FAQ
What Finance Options Are Available For Purchasing Used Vans In Grays, Essex?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.
Can I Apply For Van Finance If I Have A Poor Credit History?
Yes, we work with several lenders who specialize in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually and strive to find a suitable finance solution.
What Documents Do I Need To Provide When Applying For Van Finance In Grays, Essex?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent bank statements. Additional documents may be required depending on your specific circumstances.
How Long Does It Take To Get A Decision On My Van Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the speed of responses from our finance partners.
Can I Use A Part Exchange As A Deposit For Van Finance?
Absolutely, we accept part exchanges and the value of your current vehicle can be used towards the deposit for your new van. Our team will assess your vehicle and offer a competitive trade-in value.
Are There Any Restrictions On The Vans I Can Purchase With Finance In Grays, Essex?
We offer finance options on a wide range of used vans. However, some restrictions may apply based on the age and mileage of the vehicle. Our sales team can provide more details on eligible vans that meet your needs and finance criteria.