Used Van Finance in Essex
At Cavectra Centre, we make financing your next van straightforward and affordable. Whether you're in Grays, Thurrock, or anywhere in Essex, explore our flexible finance options tailored to fit your budget. Drive away with the perfect van for your needs without the financial hassle. Visit us today to find out more!
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Typical Representative Finance Example
| Product Hire Purchase | Cash Price £33,940.00 |
| Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
| First Payment £682.49 | 58 Monthly Payments £682.49 |
| Final Payment £682.49 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
| 58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
What Finance Options Are Available For Purchasing A Used Van In Essex?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your needs.
Can I Apply For Van Finance If I Have A Poor Credit History?
Yes, we consider all applications, including those from individuals with less than perfect credit histories. We work with several lenders who specialise in providing finance to those with adverse credit.
What Documents Do I Need To Apply For Van Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.
Can I Use Part Exchanges As A Way To Finance My Used Van Purchase?
Absolutely, we accept part exchanges and they can be used as part of your deposit or to reduce the overall finance amount. Just bring your current vehicle along for an appraisal.
Are There Any Restrictions On The Type Of Vans I Can Purchase With Finance?
We finance a wide range of used vans, but the availability of finance may vary depending on the age, mileage, and condition of the van. Our team can provide more specific information based on the van you are interested in.