Used Van Finance in Benfleet, Essex
At Cavectra Centre, we offer competitive finance options for used vans in Benfleet, Essex. Tailored to meet your budget, our finance plans make it easier to own a reliable van without the upfront cost. Visit us in Grays, Thurrock, and Essex to explore our flexible financing solutions and drive away with the perfect van for your needs.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,495.00 |
| Total Deposit £449.50 | Total Amount of Credit £4,045.50 |
| First Payment £86.73 | 58 Monthly Payments £86.73 |
| Final Payment £86.73 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 |
| Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 |
| 58 Monthly Payments £86.73 | Final Payment £86.73 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 | 58 Monthly Payments £86.73 | Final Payment £86.73 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
FAQ
What Finance Options Are Available For Purchasing A Used Van In Benfleet, Essex?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your needs.
Can I Apply For Van Finance If I Have A Poor Credit History?
Yes, we work with several lenders who specialize in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually and offer solutions tailored to your circumstances.
What Documents Do I Need To Provide When Applying For Used Van Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent bank statements. Additional documents may be required depending on your specific situation.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 to 48 hours after submitting all the required documentation.
Can I Use A Part Exchange As A Deposit For My Van Finance?
Yes, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new van, potentially reducing your monthly payments.
Are There Any Restrictions On The Age Or Type Of Van I Can Finance?
We finance a wide range of vans, but the finance options available may vary depending on the age and condition of the vehicle. Our team can provide more specific information based on the van you are interested in.