Used Van Finance in Basildon, Essex
At Cavectra Centre, we offer competitive used van finance options in Basildon, Essex, tailored to meet your budget. Whether you're upgrading your business fleet or need a reliable van for personal use, our flexible finance solutions make ownership easy and affordable. Visit us to find the perfect van for your needs.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,495.00 |
| Total Deposit £449.50 | Total Amount of Credit £4,045.50 |
| First Payment £86.73 | 58 Monthly Payments £86.73 |
| Final Payment £86.73 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 |
| Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 |
| 58 Monthly Payments £86.73 | Final Payment £86.73 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 | 58 Monthly Payments £86.73 | Final Payment £86.73 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
FAQ
What Finance Options Are Available For Purchasing A Used Van In Basildon, Essex?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your needs.
Can I Apply For Van Finance If I Have A Poor Credit History?
Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually and strive to find a suitable finance solution.
What Documents Do I Need To Provide When Applying For Van Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent bank statements. Additional documents may be required depending on your specific circumstances.
How Long Does It Take To Get A Decision On My Van Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the speed of response from our finance partners.
Can I Use A Part Exchange As A Deposit For My Van Finance?
Yes, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new van, potentially reducing your monthly payments.
Are There Any Restrictions On The Age Or Type Of Van I Can Finance?
We finance a wide range of vans, but the options may vary depending on the lender's policies. Generally, there are more restrictions on older or higher mileage vans. Our team can provide specific advice based on the van you are interested in.