Used Car Finance in Wickford, Essex
At Cavectra Centre, we make financing your next car in Wickford, Essex, straightforward and stress-free. Whether you're looking for an economical hatchback or a spacious van, our flexible finance options are designed to suit your budget and lifestyle. Drive away with confidence knowing you've secured a great deal on quality used cars and vans.
Typical Representative Finance Example
Product Hire Purchase | Cash Price £33,940.00 |
Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
First Payment £682.49 | 58 Monthly Payments £682.49 |
Final Payment £682.49 | Agreement Duration 60 months |
Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
What Finance Options Are Available For Purchasing Used Cars And Vans In Wickford, Essex?
We offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our team can provide detailed explanations and help you choose the best option for your circumstances.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually and strive to find a suitable finance solution.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns).
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 to 48 hours after submitting all required documentation.
Can I Use A Part Exchange As A Deposit For My Finance?
Absolutely, we accept part exchanges as a deposit towards your next vehicle. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.
Are There Any Restrictions On The Age Or Type Of Vehicle I Can Finance?
We finance a wide range of used cars and vans, but the finance options available may vary depending on the age and type of the vehicle. Our team can provide specific details based on the vehicle you are interested in.