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Used Car Finance in Grays, Essex

At Cavectra Centre in Grays, Essex, we make financing your next used car straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without the financial hassle. Visit us to explore our competitive rates and tailored plans.

Land Rover Range Rover 5.0 V8 AUTOBIOGRAPHY 5d 518 BHP

£47,458

From £954.32/month
Land Rover

Range Rover

5.0 V8 AUTOBIOGRAPHY 5d 518 BHP
£47,458
(From £954.32/month)
201846,000 miles3 Previous Owners5 Seats5 DoorsEstateGreyPetrolAutomatic5.0 litres
Bentley Continental 4.0 GTC V8 2d 500 BHP

£40,000

From £804.30/month
Bentley

Continental

4.0 GTC V8 2d 500 BHP
£40,000
(From £804.30/month)
201326,942 miles3 Previous Owners4 Seats2 DoorsConvertibleBlackPetrolAutomatic4.0 litres
Land Rover Discovery 3.0 SD V6 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (306 ps)

£38,499

From £774.16/month
Land Rover

Discovery

3.0 SD V6 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (306 ps)
£38,499
(From £774.16/month)
201944,557 miles0 Previous Owners7 Seats5 DoorsSUVBlackDieselAutomatic3.0 litres
Land Rover Range Rover Velar 2.0 R-DYNAMIC S 5d 238 BHP

£31,999

From £643.46/month
Land Rover

Range Rover Velar

2.0 R-DYNAMIC S 5d 238 BHP
£31,999
(From £643.46/month)
201861,171 miles2 Previous Owners5 Seats5 DoorsEstateWhiteDieselAutomatic2.0 litres
Ford Ranger WILDTRAK ECOBLUE

£24,000 + VAT

From £579.13/month
Ford

Ranger

WILDTRAK ECOBLUE
£24,000 + VAT
(From £579.13/month)
202224,219 miles1 Previous Owner5 SeatsOrangeDieselAutomatic
Tesla Model X 75D (Dual Motor) SUV 5dr Electric Auto 4WDE (328 bhp)

£24,920

From £501.11/month
Tesla

Model X

75D (Dual Motor) SUV 5dr Electric Auto 4WDE (328 bhp)
£24,920
(From £501.11/month)
201852,877 miles2 Previous Owners5 Seats5 DoorsSUVGreyElectricAutomatic
Land Rover Discovery 2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)

£22,478

From £452/month
Land Rover

Discovery

2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)
£22,478
(From £452/month)
201764,004 miles4 Previous Owners7 Seats5 DoorsSUVBlackDieselAutomatic2.0 litres
Audi E-Tron QUATTRO BASE

£22,458

From £451.60/month
Audi

E-Tron

QUATTRO BASE
£22,458
(From £451.60/month)
202035,081 miles1 Previous Owner5 Seats5 DoorsEstateGreyElectricAutomatic
Land Rover Discovery 2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)

£22,178

From £445.97/month
Land Rover

Discovery

2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)
£22,178
(From £445.97/month)
201756,873 miles4 Previous Owners7 Seats5 DoorsSUVGreyDieselAutomatic2.0 litres
Land Rover Range Rover Sport 3.0 SDV6 HSE DYNAMIC 5d 306 BHP

£21,458

From £431.49/month
Land Rover

Range Rover Sport

3.0 SDV6 HSE DYNAMIC 5d 306 BHP
£21,458
(From £431.49/month)
201760,943 miles4 Previous Owners5 Seats5 DoorsEstatePurpleDieselAutomatic3.0 litres
BMW 3 Series 2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (184 ps)

£21,440

From £431.13/month
BMW

3 Series

2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (184 ps)
£21,440
(From £431.13/month)
201927,776 miles2 Previous Owners5 Seats4 DoorsSaloonAlpine WhitePetrolAutomatic2.0 litres
Kia Sportage 1.6 CRDi EcoDynamics+ GT-Line S SUV 5dr Diesel Hybrid DCT Euro 6 (s/s) (134 bhp)

£20,000

From £402.17/month
Kia

Sportage

1.6 CRDi EcoDynamics+ GT-Line S SUV 5dr Diesel Hybrid DCT Euro 6 (s/s) (134 bhp)
£20,000
(From £402.17/month)
202035,341 miles1 Previous Owner5 Seats5 DoorsSUVBlackDiesel HybridAutomatic1.6 litres
Ford Edge 2.0 TDCi Sport SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (210 ps)

£19,972

From £401.61/month
Ford

Edge

2.0 TDCi Sport SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (210 ps)
£19,972
(From £401.61/month)
201620,114 miles1 Previous Owner5 Seats5 DoorsSUVWhiteDieselAutomatic2.0 litres
Kia Sportage CRDI GT-LINE S ISG

£17,440

From £350.70/month
Kia

Sportage

CRDI GT-LINE S ISG
£17,440
(From £350.70/month)
201939,117 miles1 Previous Owner5 Seats5 DoorsEstateBlueDieselAutomatic
Peugeot 3008 BLUEHDI S/S GT LINE PREMIUM

£17,000

From £341.85/month
Peugeot

3008

BLUEHDI S/S GT LINE PREMIUM
£17,000
(From £341.85/month)
202034,773 miles0 Previous Owners5 Seats5 DoorsHatchbackGreyDieselAutomatic
Land Rover Range Rover Evoque 2.0 TD4 Autobiography SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)

£16,458

From £330.95/month
Land Rover

Range Rover Evoque

2.0 TD4 Autobiography SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)
£16,458
(From £330.95/month)
201640,000 miles1 Previous Owner5 Seats5 DoorsSUVGreyDieselAutomatic2.0 litres
Land Rover Range Rover Sport 3.0 SD V6 Autobiography Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (292 ps)

£16,000

From £321.74/month
Land Rover

Range Rover Sport

3.0 SD V6 Autobiography Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (292 ps)
£16,000
(From £321.74/month)
201476,000 miles3 Previous Owners5 Seats5 DoorsSUVWhiteDieselAutomatic3.0 litres
Volkswagen Golf MATCH TSI EVO DSG

£15,000

From £301.63/month
Volkswagen

Golf

MATCH TSI EVO DSG
£15,000
(From £301.63/month)
201919,371 miles0 Previous Owners5 Seats5 DoorsHatchbackGreyPetrolAutomatic
Audi Q3 2.0 TFSI QUATTRO S LINE PLUS 5d 178 BHP

£14,500

From £291.58/month
Audi

Q3

2.0 TFSI QUATTRO S LINE PLUS 5d 178 BHP
£14,500
(From £291.58/month)
201644,526 miles3 Previous Owners5 Seats5 DoorsEstateGreyPetrolAutomatic
Mercedes-Benz C Class 2.1 C220d Sport (Premium) Saloon 4dr Diesel 7G-Tronic+ Euro 6 (s/s) (170 ps)

£13,499

From £271.45/month
Mercedes-Benz

C Class

2.1 C220d Sport (Premium) Saloon 4dr Diesel 7G-Tronic+ Euro 6 (s/s) (170 ps)
£13,499
(From £271.45/month)
201642,922 miles1 Previous Owner5 Seats4 DoorsSaloonBlackDieselAutomatic2.1 litres
Audi A5 2.0 TFSI S line Coupe 2dr Petrol Manual Euro 6 (s/s) (190 ps)

£12,920

From £259.80/month
Audi

A5

2.0 TFSI S line Coupe 2dr Petrol Manual Euro 6 (s/s) (190 ps)
£12,920
(From £259.80/month)
201770,080 miles2 Previous Owners4 Seats2 DoorsCoupeGreyPetrolManual2.0 litres
BMW 4 Series 2.0 420i M Sport Coupe 2dr Petrol Manual Euro 6 (s/s) (184 ps)

£11,972

From £240.74/month
BMW

4 Series

2.0 420i M Sport Coupe 2dr Petrol Manual Euro 6 (s/s) (184 ps)
£11,972
(From £240.74/month)
201556,822 miles2 Previous Owners4 Seats2 DoorsCoupeAlpine WhitePetrolManual2.0 litres
Audi Q3 2.0 TDI SE SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (150 ps)

£11,748

From £236.24/month
Audi

Q3

2.0 TDI SE SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (150 ps)
£11,748
(From £236.24/month)
201665,795 miles2 Previous Owners5 Seats5 DoorsSUVWhiteDieselAutomatic2.0 litres
Renault Captur 1.0 TCe Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (100 ps)

£11,499

From £231.23/month
Renault

Captur

1.0 TCe Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£11,499
(From £231.23/month)
202028,770 miles0 Previous Owners5 Seats5 DoorsSUVDesert Orange with D...PetrolManual1.0 litres
Jeep Renegade 1.4T MultiAirII Limited SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (170 ps)

£11,458

From £230.41/month
Jeep

Renegade

1.4T MultiAirII Limited SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (170 ps)
£11,458
(From £230.41/month)
201653,859 miles2 Previous Owners5 Seats5 DoorsSUVGranite CrystalPetrolAutomatic1.4 litres
Nissan Qashqai 1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps)

£11,458

From £230.41/month
Nissan

Qashqai

1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps)
£11,458
(From £230.41/month)
201654,704 miles2 Previous Owners5 Seats5 DoorsSUVBlackDieselAutomatic1.6 litres
Audi A3 1.8 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 5 (160 ps)

£10,920

From £219.57/month
Audi

A3

1.8 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 5 (160 ps)
£10,920
(From £219.57/month)
201220,440 miles2 Previous Owners5 Seats5 DoorsHatchbackGreyPetrolAutomatic1.8 litres
Ford Focus ST-LINE X ECOBLUE

£10,920

From £219.59/month
Ford

Focus

ST-LINE X ECOBLUE
£10,920
(From £219.59/month)
201972,000 miles4 Previous Owners5 Seats5 DoorsHatchbackBlackDieselManual
Vauxhall Grandland X 1.2 Turbo SE Premium SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£10,740

From £215.97/month
Vauxhall

Grandland X

1.2 Turbo SE Premium SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£10,740
(From £215.97/month)
202040,014 miles2 Previous Owners5 Seats5 DoorsSUVBlackPetrolManual1.2 litres
Audi A3 2.0 TDI S line Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)

£10,372

From £208.57/month
Audi

A3

2.0 TDI S line Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)
£10,372
(From £208.57/month)
201569,646 miles1 Previous Owner5 Seats4 DoorsSaloonWhiteDieselManual2.0 litres
Audi A4 2.0 TDI ultra SE Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)

£9,972

From £200.52/month
Audi

A4

2.0 TDI ultra SE Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)
£9,972
(From £200.52/month)
201678,445 miles2 Previous Owners5 Seats4 DoorsSaloonBlackDieselManual2.0 litres
Citroen Grand C4 Picasso 1.6 e-HDi Airdream Exclusive+ MPV 5dr Diesel ETG6 Euro 5 (s/s) (115 ps)

£9,972

From £200.52/month
1.6 e-HDi Airdream Exclusive+ MPV 5dr Diesel ETG6 Euro 5 (s/s) (115 ps)
£9,972
(From £200.52/month)
201440,620 miles2 Previous Owners7 Seats5 DoorsMPVWhiteDieselAutomatic1.6 litres
Peugeot 208 PURETECH ALLURE S/S

£9,748

From £196.02/month
Peugeot

208

PURETECH ALLURE S/S
£9,748
(From £196.02/month)
202051,689 miles0 Previous Owners5 Seats5 DoorsHatchbackYellowPetrolManual
Kia ProCeed 1.6 T-GDi GT Tech Hatchback 3dr Petrol Manual Euro 5 (201 bhp)

£9,620

From £193.45/month
Kia

ProCeed

1.6 T-GDi GT Tech Hatchback 3dr Petrol Manual Euro 5 (201 bhp)
£9,620
(From £193.45/month)
201533,262 miles1 Previous Owner5 Seats3 DoorsHatchbackBlackPetrolManual1.6 litres
Citroen C4 Picasso 1.6 BlueHDi Exclusive+ MPV 5dr Diesel EAT6 Euro 6 (s/s) (120 ps)

£9,544

From £191.92/month
Citroen

C4 Picasso

1.6 BlueHDi Exclusive+ MPV 5dr Diesel EAT6 Euro 6 (s/s) (120 ps)
£9,544
(From £191.92/month)
201537,024 miles1 Previous Owner5 Seats5 DoorsMPVBlackDieselAutomatic1.6 litres
Vauxhall Crossland X ELITE NAV

£9,500

From £191.03/month
Vauxhall

Crossland X

ELITE NAV
£9,500
(From £191.03/month)
201914,767 miles1 Previous Owner5 Seats5 DoorsHatchbackBlackPetrolManual
Vauxhall Astra GTC 2.0T VXR Coupe 3dr Petrol Manual Euro 6 (s/s) (280 ps)

£9,299

From £186.99/month
Vauxhall

Astra GTC

2.0T VXR Coupe 3dr Petrol Manual Euro 6 (s/s) (280 ps)
£9,299
(From £186.99/month)
201558,863 miles2 Previous Owners5 Seats3 DoorsCoupeWhitePetrolManual2.0 litres
Citroen Grand C4 Picasso 2.0 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£8,972

From £180.42/month
2.0 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£8,972
(From £180.42/month)
201554,677 miles0 Previous Owners7 Seats5 DoorsMPVBlackDieselManual2.0 litres
BMW 3 Series 2.0 320i M Sport Saloon 4dr Petrol Manual Euro 6 (s/s) (184 ps)

£8,458

From £170.07/month
BMW

3 Series

2.0 320i M Sport Saloon 4dr Petrol Manual Euro 6 (s/s) (184 ps)
£8,458
(From £170.07/month)
201257,380 miles2 Previous Owners5 Seats4 DoorsSaloonEstoril BluePetrolManual2.0 litres
Ford Fiesta 2.0 ST Hatchback 3dr Petrol Manual (179 g/km, 148 bhp)

£8,458

Ford

Fiesta

2.0 ST Hatchback 3dr Petrol Manual (179 g/km, 148 bhp)
£8,458
200547,220 miles3 Previous Owners5 Seats3 DoorsHatchbackRedPetrolManual2.0 litres
Hyundai TUCSON 1.6 GDi Blue Drive S SUV 5dr Petrol Manual Euro 6 (s/s) (132 ps)

£8,440

From £169.72/month
Hyundai

TUCSON

1.6 GDi Blue Drive S SUV 5dr Petrol Manual Euro 6 (s/s) (132 ps)
£8,440
(From £169.72/month)
201653,706 miles2 Previous Owners5 Seats5 DoorsSUVGreyPetrolManual1.6 litres
Vauxhall Crossland X GRIFFIN

£8,420

From £169.32/month
Vauxhall

Crossland X

GRIFFIN
£8,420
(From £169.32/month)
202045,335 miles0 Previous Owners5 Seats5 DoorsHatchbackGreyPetrolManual
Jaguar XF 3.0 V6 PORTFOLIO 4d 240 BHP

£8,000

From £160.86/month
Jaguar

XF

3.0 V6 PORTFOLIO 4d 240 BHP
£8,000
(From £160.86/month)
201248,735 miles2 Previous Owners5 Seats4 DoorsSaloonGreyDieselAutomatic3.0 litres
MINI Countryman 1.6 Cooper D SUV 5dr Diesel Manual Euro 5 (s/s) (112 ps)

£7,740

From £155.64/month
MINI

Countryman

1.6 Cooper D SUV 5dr Diesel Manual Euro 5 (s/s) (112 ps)
£7,740
(From £155.64/month)
201671,317 miles3 Previous Owners5 Seats5 DoorsSUVLight WhiteDieselManual1.6 litres
Citroen Grand C4 Picasso 1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)

£7,620

From £153.23/month
1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
£7,620
(From £153.23/month)
201563,113 miles2 Previous Owners7 Seats5 DoorsMPVBlackDieselManual1.6 litres
Citroen Grand C4 Picasso 1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)

£7,499

From £150.80/month
1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
£7,499
(From £150.80/month)
201672,999 miles2 Previous Owners7 Seats5 DoorsMPVWhiteDieselManual1.6 litres
Volkswagen Eos 2.0 TDI BlueMotion Tech Sport Cabriolet 2dr Diesel Manual Euro 5 (s/s) (140 ps)

£7,499

From £150.80/month
Volkswagen

Eos

2.0 TDI BlueMotion Tech Sport Cabriolet 2dr Diesel Manual Euro 5 (s/s) (140 ps)
£7,499
(From £150.80/month)
201441,162 miles1 Previous Owner4 Seats2 DoorsConvertibleWhiteDieselManual2.0 litres
MINI Clubman COOPER D

£7,400

From £148.80/month
MINI

Clubman

COOPER D
£7,400
(From £148.80/month)
201669,901 miles3 Previous Owners5 Seats5 DoorsEstateBlackDieselManual
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%

At Cavectra Centre, we offer a variety of financing options to suit your needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans to find one that best fits your budget.

Yes, at Cavectra Centre, we work with several lenders who specialize in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill), and proof of income (such as recent payslips or bank statements).

We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 hours of submitting your complete application.

Absolutely, at Cavectra Centre, you can use your current vehicle as a part exchange towards the deposit on your new purchase. We offer competitive valuations to ensure you get the best possible deal.

No, all of our used cars and vans in Essex, including those located in Grays, Thurrock, and Basildon, are available for purchase through our finance options. You can choose from a wide range of economy, petrol, and ULEZ-compliant vehicles to find the one that best suits your needs.