Used Car Finance in Grays, Essex
At Cavectra Centre in Grays, Essex, we make financing your next used car straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without the financial hassle. Visit us to explore our competitive rates and tailored plans.
£23,995
From £462.99/month
Ford
Mustang Mach-E
Extended Range 91kWh SUV 5dr Electric Automatic AWD (351 ps)
£23,995
(From £462.99/month)
2022
51,244 miles
5
5
SUV
Absolute Black (Stan...
Electric
Automatic
Compliant
£22,940
From £442.63/month
Kia
Stinger
3.3 T-GDi V6 GPF GT S Gran Turismo 5dr Petrol Auto Euro 6 (s/s) (365 bhp)
£22,940
(From £442.63/month)
2019
61,947 miles
5
5
Hatchback
Grey
Petrol
Automatic
3.3 litres
Compliant
£21,479
From £414.45/month
Land Rover
Range Rover
3.0 TD V6 Vogue SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (258 ps)
£21,479
(From £414.45/month)
2016
57,979 miles
5
5
SUV
White
Diesel
Automatic
3.0 litres
£16,950
From £327.05/month
Ford
Mustang Mach-E
Standard Range 70kWh SUV 5dr Electric Automatic (269 ps)
£16,950
(From £327.05/month)
2021
52,774 miles
5
5
SUV
Absolute Black (Stan...
Electric
Automatic
Compliant
£16,540
From £319.14/month
Jaguar
I-PACE
400 90kWh HSE SUV 5dr Electric Auto 4WD (400 ps)
£16,540
(From £319.14/month)
2020
57,116 miles
5
5
SUV
Grey
Electric
Automatic
Compliant
£16,495
From £318.27/month
Ford
Mustang Mach-E
Standard Range 70kWh SUV 5dr Electric Automatic (269 ps)
£16,495
(From £318.27/month)
2021
67,329 miles
5
5
SUV
Absolute Black (Stan...
Electric
Automatic
Compliant
£15,995
From £308.64/month
BMW
X3
2.0 X3 xDrive20d M Sport
£15,995
(From £308.64/month)
2016
46,959 miles
5
5
SUV
Grey
Diesel
Auto
£15,899
From £306.77/month
Ford
Kuga
2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Powershift Euro 6 (120 ps)
£15,899
(From £306.77/month)
2019
38,279 miles
5
5
SUV
Black
Diesel
Automatic
2.0 litres
Compliant
£14,495
From £279.68/month
Ford
Kuga
1.5T EcoBoost GPF ST-Line X SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£14,495
(From £279.68/month)
2019
26,331 miles
5
5
SUV
Blue
Petrol
Manual
1.5 litres
Compliant
£13,995
From £270.03/month
Mercedes-Benz
CLA
£13,995
(From £270.03/month)
2017
79,149 miles
5
5
Estate
White
Diesel
Automatic
Compliant
£13,750
2.0 420d M Sport Gran Coupe
£13,750
2018
63,496 miles
5
5
Hatchback
White
Diesel
Manual
£12,995
From £261.31/month
BMW
X6
4.4 50i V8 SUV 5dr Petrol Steptronic xDrive Euro 5 (408 ps)
£12,995
(From £261.31/month)
2011
55,450 miles
4
5
SUV
Alpine White
Petrol
Automatic
4.4 litres
£11,495
From £221.79/month
MINI
Clubman
2.0 Cooper S Estate 6dr Petrol Manual Euro 6 (s/s) (192 ps)
£11,495
(From £221.79/month)
2017
49,347 miles
5
5
Estate
Midnight Black
Petrol
Manual
2.0 litres
Compliant
£10,995
From £212.14/month
Citroen
GRAND C4 PICASSO
1.6 BlueHDi Flair
£10,995
(From £212.14/month)
2017
55,439 miles
7
5
MPV
White
Diesel
Auto
£10,995
From £212.14/month
Vauxhall
Insignia
1.5i Turbo GPF SRi Nav Grand Sport 5dr Petrol Manual Euro 6 (s/s) (165 ps)
£10,995
(From £212.14/month)
2018
42,485 miles
5
5
Hatchback
White
Petrol
Manual
1.5 litres
Compliant
£10,495
From £202.50/month
Volkswagen
Golf
1.5 TSI EVO SE Nav
£10,495
(From £202.50/month)
2018
62,265 miles
5
5
Hatchback
White
Petrol
Manual
£9,972
From £192.42/month
MINI
Clubman
2.0 Cooper S ALL4 Clubman
£9,972
(From £192.42/month)
2016
57,234 miles
5
6
Estate
Red
Petrol
Manual
£9,240
From £178.28/month
Ford
EcoSport
1.0T EcoBoost ST-Line SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)
£9,240
(From £178.28/month)
2018
50,122 miles
5
5
SUV
Grey
Petrol
Manual
1.0 litre
Compliant
£8,995
From £173.55/month
Vauxhall
Astra
1.6i Turbo GPF SRi VX Line Nav Hatchback 5dr Petrol Manual Euro 6 (s/s) (200 ps)
£8,995
(From £173.55/month)
2018
50,335 miles
5
5
Hatchback
Black
Petrol
Manual
1.6 litres
Compliant
£7,995
From £154.26/month
Hyundai
TUCSON
1.7 CRDi Blue Drive SE SUV 5dr Diesel Manual Euro 6 (s/s) (116 ps)
£7,995
(From £154.26/month)
2017
74,289 miles
5
5
SUV
Grey
Diesel
Manual
1.7 litres
Compliant
£7,995
From £154.26/month
Vauxhall
Crossland X
1.2 Elite Nav SUV 5dr Petrol Manual Euro 6 (83 ps)
£7,995
(From £154.26/month)
2018
37,207 miles
5
5
SUV
Black
Petrol
Manual
1.2 litres
Compliant
£7,495
From £150.71/month
Toyota
Verso
1.6 V-Matic Icon MPV 5dr Petrol Manual Euro 5 Euro 5 (132 ps)
£7,495
(From £150.71/month)
2013
61,073 miles
7
5
MPV
Blue
Petrol
Manual
1.6 litres
Compliant
£7,495
From £144.61/month
Peugeot
308
1.5 BlueHDi GT Line Hatchback 5dr Diesel Manual Euro 6 (s/s) (130 ps)
£7,495
(From £144.61/month)
2018
70,808 miles
5
5
Hatchback
Grey
Diesel
Manual
1.5 litres
Compliant
£6,940
From £133.90/month
Mazda
Mazda2
1.5 SKYACTIV-G SE+ Hatchback 5dr Petrol Manual Euro 6 (s/s) (75 ps)
£6,940
(From £133.90/month)
2019
67,229 miles
5
5
Hatchback
White
Petrol
Manual
1.5 litres
Compliant
£6,795
From £136.63/month
Vauxhall
Corsa
1.6T 16V VXR Hatchback 3dr Petrol Manual Euro 5 (192 ps)
£6,795
(From £136.63/month)
2014
38,039 miles
5
3
Hatchback
White
Petrol
Manual
1.6 litres
Compliant
£6,640
From £128.11/month
Ford
Fiesta
1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (140 ps)
£6,640
(From £128.11/month)
2017
57,011 miles
5
5
Hatchback
Grey
Petrol
Manual
1.0 litre
Compliant
£6,240
From £120.39/month
Vauxhall
Mokka X
1.6i Active SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
£6,240
(From £120.39/month)
2016
57,187 miles
5
5
SUV
Black
Petrol
Manual
1.6 litres
Compliant
£5,995
From £115.67/month
Vauxhall
Mokka
1.4i Turbo Tech Line SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (140 ps)
£5,995
(From £115.67/month)
2016
59,780 miles
5
5
SUV
White
Petrol
Manual
1.4 litres
Compliant
£5,440
From £104.97/month
Peugeot
2008
1.2 PureTech Active SUV 5dr Petrol Manual Euro 6 (82 ps)
£5,440
(From £104.97/month)
2016
50,677 miles
5
5
SUV
Black
Petrol
Manual
1.2 litres
Compliant
£5,440
From £104.97/month
Ford
Fiesta
1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£5,440
(From £104.97/month)
2016
63,567 miles
5
5
Hatchback
White
Petrol
Manual
1.0 litre
Compliant
£5,420
From £104.58/month
Ford
Fiesta
1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£5,420
(From £104.58/month)
2016
53,659 miles
5
5
Hatchback
White
Petrol
Manual
1.0 litre
Compliant
£4,995
From £100.44/month
Vauxhall
Astra
2.0 CDTi Elite Hatchback 5dr Diesel Auto Euro 5 (165 ps)
£4,995
(From £100.44/month)
2011
50,122 miles
5
5
Hatchback
Silver
Diesel
Automatic
2.0 litres
Not Compliant
£4,966
From £95.82/month
Vauxhall
Corsa
1.3 CDTi ecoFLEX SRi
£4,966
(From £95.82/month)
2016
70,840 miles
5
5
Hatchback
Grey
Diesel
Manual
£4,899
From £94.53/month
Peugeot
208
1.6 THP GTi Hatchback 3dr Petrol Manual Euro 5 (200 ps)
£4,899
(From £94.53/month)
2015
63,831 miles
5
3
Hatchback
White
Petrol
Manual
1.6 litres
Compliant
£4,840
From £93.39/month
Vauxhall
Astra
1.4i Turbo Design Hatchback 5dr Petrol Manual Euro 6 (125 ps)
£4,840
(From £93.39/month)
2016
77,058 miles
5
5
Hatchback
Silver
Petrol
Manual
1.4 litres
Compliant
£4,495
From £86.73/month
Vauxhall
Meriva
1.4i Turbo SE MPV 5dr Petrol Manual Euro 6 (120 ps)
£4,495
(From £86.73/month)
2015
50,038 miles
5
5
MPV
Blue
Petrol
Manual
1.4 litres
Compliant
£4,320
From £86.87/month
MINI
Clubman
1.6 Cooper S Estate 5dr Petrol Manual Euro 4 (175 ps)
£4,320
(From £86.87/month)
2009
58,571 miles
5
4
Estate
Pepper White
Petrol
Manual
1.6 litres
Compliant
£3,940
From £79.22/month
Ford
Focus
1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 5 (s/s) (125 ps)
£3,940
(From £79.22/month)
2014
66,646 miles
5
5
Hatchback
Black
Petrol
Manual
1.0 litre
Compliant
£2,995
From £60.23/month
Ford
Ka
1.2 Zetec Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 ps)
£2,995
(From £60.23/month)
2012
59,938 miles
4
3
Hatchback
Red
Petrol
Manual
1.2 litres
Compliant
£2,499
From £50.25/month
Hyundai
i10
1.2 Active Hatchback 5dr Petrol Manual Euro 5 (85 bhp)
£2,499
(From £50.25/month)
2011
64,907 miles
5
5
Hatchback
White
Petrol
Manual
1.2 litres
Compliant
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,495.00 |
| Total Deposit £449.50 | Total Amount of Credit £4,045.50 |
| First Payment £86.73 | 58 Monthly Payments £86.73 |
| Final Payment £86.73 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 |
| Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 |
| 58 Monthly Payments £86.73 | Final Payment £86.73 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 | 58 Monthly Payments £86.73 | Final Payment £86.73 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
What Finance Options Are Available For Purchasing Used Cars And Vans In Grays, Essex?
At Cavectra Centre, we offer a variety of financing options to suit your needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans to find one that best fits your budget.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, at Cavectra Centre, we work with several lenders who specialize in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill), and proof of income (such as recent payslips or bank statements).
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 hours of submitting your complete application.
Can I Use A Part Exchange As A Deposit For My Finance?
Absolutely, at Cavectra Centre, you can use your current vehicle as a part exchange towards the deposit on your new purchase. We offer competitive valuations to ensure you get the best possible deal.
Are There Any Restrictions On The Cars And Vans I Can Purchase With Finance?
No, all of our used cars and vans in Essex, including those located in Grays, Thurrock, and Basildon, are available for purchase through our finance options. You can choose from a wide range of economy, petrol, and ULEZ-compliant vehicles to find the one that best suits your needs.