Used Car Finance in Grays, Essex
At Cavectra Centre in Grays, Essex, we make financing your next used car straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without the financial hassle. Visit us to explore our competitive rates and tailored plans.
Typical Representative Finance Example
Product Hire Purchase | Cash Price £33,940.00 |
Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
First Payment £682.49 | 58 Monthly Payments £682.49 |
Final Payment £682.49 | Agreement Duration 60 months |
Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
What Finance Options Are Available For Purchasing Used Cars And Vans In Grays, Essex?
At Cavectra Centre, we offer a variety of financing options to suit your needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans to find one that best fits your budget.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, at Cavectra Centre, we work with several lenders who specialize in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill), and proof of income (such as recent payslips or bank statements).
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 hours of submitting your complete application.
Can I Use A Part Exchange As A Deposit For My Finance?
Absolutely, at Cavectra Centre, you can use your current vehicle as a part exchange towards the deposit on your new purchase. We offer competitive valuations to ensure you get the best possible deal.
Are There Any Restrictions On The Cars And Vans I Can Purchase With Finance?
No, all of our used cars and vans in Essex, including those located in Grays, Thurrock, and Basildon, are available for purchase through our finance options. You can choose from a wide range of economy, petrol, and ULEZ-compliant vehicles to find the one that best suits your needs.