Used Car Finance in Essex

At Cavectra Centre, we make financing your next car in Essex straightforward. Whether you're in Grays, Thurrock, or beyond, our flexible finance options are designed to suit your budget, helping you drive away with the perfect used car without the financial stress. Explore our competitive rates and tailored plans today.

Land Rover

Range Rover

5.0 V8 AUTOBIOGRAPHY 5d 518 BHP
Land Rover Range Rover 5.0 V8 AUTOBIOGRAPHY 5d 518 BHP
2018
46,000 miles
5
5
Grey
Petrol
Automatic
5.0 litres

£47,458

(From £954.26/month)
Land Rover

Range Rover Velar

2.0 R-DYNAMIC S 5d 238 BHP
Land Rover Range Rover Velar 2.0 R-DYNAMIC S 5d 238 BHP
2018
61,171 miles
5
5
White
Diesel
Automatic
2.0 litres

£31,999

(From £643.42/month)
Ford

Ranger

WILDTRAK ECOBLUE
Ford Ranger WILDTRAK ECOBLUE
2022
24,219 miles
5
Orange
Diesel
Automatic

£26,495

(From £532.75/month)
Land Rover

Discovery

2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)
Land Rover Discovery 2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)
2017
64,004 miles
7
5
Black
Diesel
Automatic
2.0 litres

£22,478

(From £451.98/month)
Land Rover

Discovery

2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)
Land Rover Discovery 2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps)
2017
56,873 miles
7
5
Grey
Diesel
Automatic
2.0 litres

£22,178

(From £445.94/month)
Land Rover

Range Rover Sport

3.0 SDV6 HSE DYNAMIC 5d 306 BHP
Land Rover Range Rover Sport 3.0 SDV6 HSE DYNAMIC 5d 306 BHP
2017
60,943 miles
5
5
Purple
Diesel
Automatic
3.0 litres

£21,458

(From £431.47/month)
Ford

Edge

2.0 TDCi Sport SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (210 ps)
Ford Edge 2.0 TDCi Sport SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (210 ps)
2016
20,114 miles
5
5
White
Diesel
Automatic
2.0 litres

£19,495

(From £392.02/month)
Land Rover

Range Rover Sport

3.0 SD V6 Autobiography Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (292 ps)
Land Rover Range Rover Sport 3.0 SD V6 Autobiography Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (292 ps)
2014
76,000 miles
5
5
White
Diesel
Automatic
3.0 litres

£17,795

(From £357.83/month)
Volkswagen

Golf

MATCH TSI EVO DSG
Volkswagen Golf MATCH TSI EVO DSG
2019
19,371 miles
5
5
Grey
Petrol
Automatic

£15,995

(From £321.62/month)
Peugeot

3008

1.2 PureTech GT Line Premium SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
Peugeot 3008 1.2 PureTech GT Line Premium SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
2020
55,679 miles
5
5
Black
Petrol
Manual
1.2 litres

£14,995

(From £301.51/month)
Ford

Edge

2.0 TDCi Sport SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)
Ford Edge 2.0 TDCi Sport SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)
2016
70,724 miles
5
5
Orange
Diesel
Manual
2.0 litres

£13,995

(From £281.42/month)
Ford

Focus

1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
Ford Focus 1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
2019
42,059 miles
5
5
White
Petrol
Manual
1.0 litre

£12,995

(From £261.30/month)
Mercedes-Benz

C Class

2.1 C220d Sport (Premium) Saloon 4dr Diesel 7G-Tronic+ Euro 6 (s/s) (170 ps)
Mercedes-Benz C Class 2.1 C220d Sport (Premium) Saloon 4dr Diesel 7G-Tronic+ Euro 6 (s/s) (170 ps)
2016
42,922 miles
5
4
Black
Diesel
Automatic
2.1 litres

£12,995

(From £261.31/month)
Audi

Q3

2.0 TDI SE SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (150 ps)
Audi Q3 2.0 TDI SE SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (150 ps)
2016
65,795 miles
5
5
White
Diesel
Automatic
2.0 litres

£12,495

(From £251.26/month)
Audi

A5

2.0 TFSI S line Coupe 2dr Petrol Manual Euro 6 (s/s) (190 ps)
Audi A5 2.0 TFSI S line Coupe 2dr Petrol Manual Euro 6 (s/s) (190 ps)
2017
70,080 miles
4
2
Grey
Petrol
Manual
2.0 litres

£12,495

(From £251.24/month)
BMW

4 Series

2.0 420i M Sport Coupe 2dr Petrol Manual Euro 6 (s/s) (184 ps)
BMW 4 Series 2.0 420i M Sport Coupe 2dr Petrol Manual Euro 6 (s/s) (184 ps)
2015
56,822 miles
4
2
Alpine White
Petrol
Manual
2.0 litres

£12,495

(From £251.26/month)
2.0 320d M Sport GT 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)
BMW 3 Series Gran Turismo 2.0 320d M Sport GT 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)
2015
74,933 miles
5
4
Black Sapphire metal...
Diesel
Automatic
2.0 litres

£11,995

(From £241.20/month)
BMW

3 Series

2.0 330i Luxury Touring 5dr Petrol Auto Euro 6 (s/s) (252 ps)
BMW 3 Series 2.0 330i Luxury Touring 5dr Petrol Auto Euro 6 (s/s) (252 ps)
2015
77,906 miles
5
5
Mineral Grey
Petrol
Automatic
2.0 litres

£11,995

(From £241.20/month)
Nissan

Qashqai

1.2 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
Nissan Qashqai 1.2 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
2018
60,327 miles
5
5
Blue
Petrol
Manual
1.2 litres

£11,495

(From £231.14/month)
Mercedes-Benz

CLA

2.1 CLA200 CDI AMG Sport Coupe 4dr Diesel 7G-DCT Euro 6 (s/s) (136 ps)
Mercedes-Benz CLA 2.1 CLA200 CDI AMG Sport Coupe 4dr Diesel 7G-DCT Euro 6 (s/s) (136 ps)
2014
65,965 miles
5
4
Black
Diesel
Automatic
2.1 litres

£11,495

(From £231.15/month)
Nissan

Qashqai

1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps)
Nissan Qashqai 1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps)
2016
54,704 miles
5
5
Black
Diesel
Automatic
1.6 litres

£10,995

(From £221.10/month)
Vauxhall

Mokka X

1.4i Turbo Elite SUV 5dr Petrol Auto Euro 6 (140 ps)
Vauxhall Mokka X 1.4i Turbo Elite SUV 5dr Petrol Auto Euro 6 (140 ps)
2018
45,041 miles
5
5
Orange
Petrol
Automatic
1.4 litres

£10,595

(From £213.04/month)
Audi

TT

2.0 TDI Black Edition Coupe 3dr Diesel S Tronic quattro Euro 5 (170 ps)
Audi TT 2.0 TDI Black Edition Coupe 3dr Diesel S Tronic quattro Euro 5 (170 ps)
2013
64,970 miles
4
3
White
Diesel
Automatic
2.0 litres

£10,495

(From £211.03/month)
BMW

3 Series

2.0 320i M Sport Convertible 2dr Petrol Steptronic Euro 5 (170 ps)
BMW 3 Series 2.0 320i M Sport Convertible 2dr Petrol Steptronic Euro 5 (170 ps)
2012
41,116 miles
4
2
Space Grey
Petrol
Automatic
2.0 litres

£10,495

(From £211.03/month)
BMW

1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps)
BMW 1 Series 1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps)
2018
63,124 miles
5
5
Black Sapphire metal...
Petrol
Manual
1.5 litres
Audi

A3

1.8 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 5 (160 ps)
Audi A3 1.8 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 5 (160 ps)
2012
20,440 miles
5
5
Grey
Petrol
Automatic
1.8 litres
Peugeot

3008

1.6 BlueHDi Allure SUV 5dr Diesel EAT Euro 6 (s/s) (120 ps)
Peugeot 3008 1.6 BlueHDi Allure SUV 5dr Diesel EAT Euro 6 (s/s) (120 ps)
2017
81,891 miles
5
5
Bronze
Diesel
Automatic
1.6 litres
1.6 BlueHDi Flair MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Citroen Grand C4 Picasso 1.6 BlueHDi Flair MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
2017
64,980 miles
7
5
Black
Diesel
Manual
1.6 litres
1.5 BlueHDi Feel MPV 5dr Diesel Manual Euro 6 (s/s) (130 ps)
Citroen Grand C4 SpaceTourer 1.5 BlueHDi Feel MPV 5dr Diesel Manual Euro 6 (s/s) (130 ps)
2019
75,933 miles
7
5
Black
Diesel
Manual
1.5 litres
1.6 e-HDi Airdream Exclusive+ MPV 5dr Diesel ETG6 Euro 5 (s/s) (115 ps)
Citroen Grand C4 Picasso 1.6 e-HDi Airdream Exclusive+ MPV 5dr Diesel ETG6 Euro 5 (s/s) (115 ps)
2014
40,620 miles
7
5
White
Diesel
Automatic
1.6 litres
1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Citroen Grand C4 Picasso 1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
2016
37,123 miles
7
5
White
Diesel
Manual
1.6 litres
Vauxhall

Crossland X

1.2 Turbo GPF Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
Vauxhall Crossland X 1.2 Turbo GPF Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
2018
38,881 miles
5
5
White
Petrol
Manual
1.2 litres
Jeep

Renegade

1.6 MultiJetII Longitude SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Jeep Renegade 1.6 MultiJetII Longitude SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
2018
62,699 miles
5
5
Solid Black
Diesel
Manual
1.6 litres
Audi

A4

2.0 TDI ultra SE Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)
Audi A4 2.0 TDI ultra SE Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)
2016
78,445 miles
5
4
Black
Diesel
Manual
2.0 litres
Vauxhall

Crossland X

GRIFFIN
Vauxhall Crossland X GRIFFIN
2020
45,335 miles
5
5
Grey
Petrol
Manual
BMW

3 Series

2.0 320d Luxury Saloon 4dr Diesel Manual Euro 5 (s/s) (184 ps)
BMW 3 Series 2.0 320d Luxury Saloon 4dr Diesel Manual Euro 5 (s/s) (184 ps)
2012
40,895 miles
5
4
Alpine White
Diesel
Manual
2.0 litres
BMW

3 Series

2.0 320i M Sport Saloon 4dr Petrol Manual Euro 6 (s/s) (184 ps)
BMW 3 Series 2.0 320i M Sport Saloon 4dr Petrol Manual Euro 6 (s/s) (184 ps)
2012
57,380 miles
5
4
Estoril Blue
Petrol
Manual
2.0 litres
Hyundai

TUCSON

1.6 GDi Blue Drive S SUV 5dr Petrol Manual Euro 6 (s/s) (132 ps)
Hyundai TUCSON 1.6 GDi Blue Drive S SUV 5dr Petrol Manual Euro 6 (s/s) (132 ps)
2016
53,706 miles
5
5
Grey
Petrol
Manual
1.6 litres
Citroen

C4 Cactus

1.2 PureTech Feel Edition Hatchback 5dr Petrol Manual Euro 6 (82 ps)
Citroen C4 Cactus 1.2 PureTech Feel Edition Hatchback 5dr Petrol Manual Euro 6 (82 ps)
2018
38,476 miles
5
5
White
Petrol
Manual
1.2 litres
Vauxhall

Mokka X

1.4i Turbo ecoTEC Active SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)
Vauxhall Mokka X 1.4i Turbo ecoTEC Active SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)
2017
48,675 miles
5
5
Red
Petrol
Manual
1.4 litres
MINI

Clubman

COOPER D
MINI Clubman COOPER D
2016
69,901 miles
5
5
Black
Diesel
Manual
1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Citroen Grand C4 Picasso 1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
2015
63,113 miles
7
5
Black
Diesel
Manual
1.6 litres
1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Citroen Grand C4 Picasso 1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
2016
72,999 miles
7
5
White
Diesel
Manual
1.6 litres
Volkswagen

Eos

2.0 TDI BlueMotion Tech Sport Cabriolet 2dr Diesel Manual Euro 5 (s/s) (140 ps)
Volkswagen Eos 2.0 TDI BlueMotion Tech Sport Cabriolet 2dr Diesel Manual Euro 5 (s/s) (140 ps)
2014
41,162 miles
4
2
White
Diesel
Manual
2.0 litres
Citroen

C4 Cactus

1.2 PureTech Feel Edition Hatchback 5dr Petrol Manual Euro 6 (82 ps)
Citroen C4 Cactus 1.2 PureTech Feel Edition Hatchback 5dr Petrol Manual Euro 6 (82 ps)
2018
63,245 miles
5
5
Black
Petrol
Manual
1.2 litres
Vauxhall

Mokka X

1.6 CDTi ecoFLEX Design Nav SUV 5dr Diesel Manual Euro 6 (s/s) 17in Alloy (136 ps)
Vauxhall Mokka X 1.6 CDTi ecoFLEX Design Nav SUV 5dr Diesel Manual Euro 6 (s/s) 17in Alloy (136 ps)
2017
70,982 miles
5
5
White
Diesel
Manual
1.6 litres
Peugeot

208

1.6 THP GTi Hatchback 3dr Petrol Manual Euro 5 (200 ps)
Peugeot 208 1.6 THP GTi Hatchback 3dr Petrol Manual Euro 5 (200 ps)
2014
38,447 miles
5
3
White
Petrol
Manual
1.6 litres
Ford

Fiesta

2.0 ST Hatchback 3dr Petrol Manual (179 g/km, 148 bhp)
Ford Fiesta 2.0 ST Hatchback 3dr Petrol Manual (179 g/km, 148 bhp)
2005
47,220 miles
5
3
Red
Petrol
Manual
2.0 litres

£6,995

Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%

At Cavectra Centre, we offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans and help you find the best option.

Yes, at Cavectra Centre, we understand that everyone's financial situation is different. We work with a range of lenders to provide finance solutions for customers with various credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Our team will inform you of any additional documents required during the application process.

The approval time can vary depending on the lender and your individual circumstances. However, at Cavectra Centre, we strive to make the process as quick as possible, often securing finance approvals within 24 to 48 hours.

Absolutely! At Cavectra Centre, we accept part exchanges as a deposit towards your next vehicle. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.

At Cavectra Centre, most of our used cars and vans in Grays, Thurrock, and Essex are eligible for finance. However, some restrictions may apply based on the age and mileage of the vehicle. Our team can provide specific details based on the car or van you are interested in.