Used Car Finance in Essex
At Cavectra Centre, we make financing your next car in Essex straightforward. Whether you're in Grays, Thurrock, or beyond, our flexible finance options are designed to suit your budget, helping you drive away with the perfect used car without the financial stress. Explore our competitive rates and tailored plans today.
Land Rover
Range Rover
5.0 V8 AUTOBIOGRAPHY 5d 518 BHP
Land Rover
Range Rover Velar
2.0 R-DYNAMIC S 5d 238 BHP
Land Rover
Range Rover Sport
3.0 SDV6 HSE DYNAMIC 5d 306 BHP
BMW
3 Series
2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (184 ps)
Ford
Edge
2.0 TDCi Sport SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (210 ps)
Audi
A5
2.0 TFSI 35 Black Edition Coupe 2dr Petrol S Tronic Euro 6 (s/s) (150 ps)
Alfa Romeo
Giulia
2.2 TD Speciale Saloon 4dr Diesel Auto Euro 6 (s/s) (180 ps)
Land Rover
Range Rover Sport
3.0 SD V6 Autobiography Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (292 ps)
2.0 220i GPF Sport MPV 5dr Petrol DCT Euro 6 (s/s) (192 ps)
Mercedes-Benz
GLA
1.6 GLA180 Urban Edition SUV 5dr Petrol Manual Euro 6 (s/s) (122 ps)
Peugeot
3008
1.2 PureTech GT Line Premium SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
Hyundai
TUCSON
1.7 CRDi Blue Drive SE Nav SUV 5dr Diesel DCT Euro 6 (s/s) (141 ps)
Mitsubishi
Outlander
2.4h TwinMotor 13.8kWh 4h SUV 5dr Petrol Plug-in Hybrid CVT 4WD Euro 6 (s/s) (209 ps)
Ford
Edge
2.0 TDCi Sport SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)
Mercedes-Benz
A Class
1.6 A180 Sport (Premium) Hatchback 5dr Petrol 7G-DCT Euro 6 (s/s) (122 ps)
Renault
Kadjar
1.3 TCe S Edition SUV 5dr Petrol EDC Euro 6 (s/s) (140 ps)
Mazda
Mazda6
2.0 SKYACTIV-G SE-L Nav+ Tourer 5dr Petrol Manual Euro 6 (s/s) (145 ps)
BMW
4 Series
2.0 420i M Sport Coupe 2dr Petrol Manual Euro 6 (s/s) (184 ps)
BMW
3 Series
2.0 330i Luxury Touring 5dr Petrol Auto Euro 6 (s/s) (252 ps)
Ford
Focus
1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
Citroen
Grand C4 Picasso
1.6 BlueHDi Flair MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Mercedes-Benz
CLA
2.1 CLA200 CDI AMG Sport Coupe 4dr Diesel 7G-DCT Euro 6 (s/s) (136 ps)
Audi
Q3
2.0 TDI SE SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (150 ps)
Nissan
Qashqai
1.2 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
Vauxhall
Mokka X
1.4i Turbo Elite SUV 5dr Petrol Auto Euro 6 (140 ps)
BMW
1 Series
1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps)
Audi
TT
2.0 TDI Black Edition Coupe 3dr Diesel S Tronic quattro Euro 5 (170 ps)
Citroen
Grand C4 Picasso
1.6 BlueHDi Flair MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Citroen
Grand C4 Picasso
1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Citroen
Grand C4 Picasso
1.6 e-HDi Airdream Exclusive+ MPV 5dr Diesel ETG6 Euro 5 (s/s) (115 ps)
Audi
A3
1.8 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 5 (160 ps)
Peugeot
3008
1.6 BlueHDi Allure SUV 5dr Diesel EAT Euro 6 (s/s) (120 ps)
BMW
3 Series
2.0 320i M Sport Convertible 2dr Petrol Steptronic Euro 5 (170 ps)
Vauxhall
Crossland X
1.2 Turbo GPF Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
Citroen
Grand C4 SpaceTourer
1.5 BlueHDi Feel MPV 5dr Diesel Manual Euro 6 (s/s) (130 ps)
Citroen
Grand C4 Picasso
1.2 PureTech Touch Edition MPV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
Audi
A4
2.0 TDI ultra SE Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps)
Jeep
Renegade
1.6 MultiJetII Longitude SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
BMW
3 Series
2.0 320d Luxury Saloon 4dr Diesel Manual Euro 5 (s/s) (184 ps)
Ford
Focus
2.5 SIV ST-3 Hatchback 5dr Petrol Manual (224 g/km, 221 bhp)
2010
75,564 miles
5
5
Black
Petrol
Manual
2.5 litres
£7,829
Citroen
Grand C4 Picasso
1.6 BlueHDi Exclusive MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Ford
Fiesta
2.0 ST Hatchback 3dr Petrol Manual (179 g/km, 148 bhp)
2005
47,220 miles
5
3
Red
Petrol
Manual
2.0 litres
£7,399
Vauxhall
Mokka X
1.4i Turbo ecoTEC Active SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)
Audi
A5 Cabriolet
3.0 TDI V6 S line Convertible 2dr Diesel S Tronic quattro Euro 4 (240 ps)
2009
63,060 miles
4
2
Blue
Diesel
Automatic
3.0 litres
£7,199
Citroen
C4 Cactus
1.2 PureTech Feel Edition Hatchback 5dr Petrol Manual Euro 6 (82 ps)
Volkswagen
Eos
2.0 TDI BlueMotion Tech Sport Cabriolet 2dr Diesel Manual Euro 5 (s/s) (140 ps)
Peugeot
3008
1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
Vauxhall
Mokka X
1.6 CDTi ecoFLEX Design Nav SUV 5dr Diesel Manual Euro 6 (s/s) 17in Alloy (136 ps)
Peugeot
208
1.6 THP GTi Hatchback 3dr Petrol Manual Euro 5 (200 ps)
Mercedes-Benz
C Class
2.1 C220 CDI AMG Sport Saloon 4dr Diesel Manual Euro 5 (s/s) (170 ps)
Peugeot
308 SW
1.6 BlueHDi Allure Estate 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Ford
C-Max
1.5 TDCi Zetec MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
Ford
Grand C-Max
2.0 TDCi Zetec MPV 5dr Diesel Powershift Euro 5 (140 ps)
Kia
Picanto
1.25 3 Hatchback 5dr Petrol Manual Euro 5 (84 bhp)
Renault
Captur
1.5 dCi ENERGY Dynamique S Nav SUV 5dr Diesel Manual Euro 6 (s/s) (90 ps)
Vauxhall
Astra
1.0i Turbo ecoFLEX SRi Nav Hatchback 5dr Petrol Manual Euro 6 (s/s) (105 ps)
Citroen
C3
1.4 e-HDi Airdream VTR+ Hatchback 5dr Diesel EGS5 Euro 5 (s/s) (70 ps)
Vauxhall
Astra GTC
1.6T 16V Limited Edition Coupe 3dr Petrol Manual Euro 5 (s/s) (200 ps)
MINI
Coupe
1.6 Cooper Coupe 2dr Petrol Auto Euro 6 (122 ps)
Peugeot
308
1.2 PureTech Allure Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 ps)
Ford
Focus
1.0T EcoBoost Zetec S Hatchback 5dr Petrol Manual Euro 5 (s/s) (125 ps)
Vauxhall
Mokka
1.6i Exclusiv SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)
Audi
A5
1.8 TFSI Sport Coupe 2dr Petrol Manual Euro 4 (167 ps)
2009
57,100 miles
4
2
Grey
Petrol
Manual
1.8 litres
£4,990
Vauxhall
Insignia
2.8i Turbo V6 Elite Saloon 4dr Petrol Auto 4WD Euro 5 (260 ps)
2008
53,395 miles
5
4
Grey
Petrol
Automatic
2.8 litres
£4,989
Kia
Rio
1.25 1 Hatchback 3dr Petrol Manual Euro 6 (84 bhp)
Peugeot
2008
1.6 e-HDi Crossway SUV 5dr Diesel Manual Euro 5 (s/s) (115 ps)
Vauxhall
Insignia
1.8 16V SRi Hatchback 5dr Petrol Manual Euro 5 (140 ps)
Ford
Ka
1.2 Zetec Black Edition Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 ps)
Renault
Captur
1.5 dCi ENERGY Expression + Convenience SUV 5dr Diesel Manual Euro 5 (s/s) (90 ps)
Dacia
Sandero
1.0 SCe Ambiance Hatchback 5dr Petrol Manual Euro 6 (75 ps)
Kia
Picanto
1.0 VR7 Hatchback 3dr Petrol Manual Euro 5 (68 bhp)
MINI
Hatch
1.6 Cooper Hatchback 3dr Petrol Manual Euro 4 (120 ps)
2009
78,692 miles
4
3
Pepper White
Petrol
Manual
1.6 litres
£3,995
Ford
Fiesta
1.4 Titanium Hatchback 5dr Petrol Manual (133 g/km, 94 bhp)
Nissan
Note
1.2 12V Acenta Premium Hatchback 5dr Petrol Manual Euro 5 (s/s) (80 ps)
Vauxhall
Corsa
1.2 16V Limited Edition Hatchback 3dr Petrol Manual Euro 5 (85 ps)
Toyota
RAV4
2.0 VVT-i XT3 SUV 5dr Petrol Manual 4WD (211 g/km, 147 bhp)
2005
78,885 miles
5
5
Blue
Petrol
Manual
2.0 litres
£3,450
Peugeot
3008
1.6 HDi Active SUV 5dr Diesel Manual Euro 5 (115 ps)
Peugeot
308
1.6 e-HDi Active Hatchback 5dr Diesel Manual Euro 5 (s/s) (112 ps)
Volkswagen
Eos
1.4 TSI SE Cabriolet 2dr Petrol Manual Euro 4 (122 ps)
2009
72,656 miles
4
2
White
Petrol
Manual
1.4 litres
£3,199
Toyota
AYGO
1.0 VVT-i Fire Hatchback 5dr Petrol Manual Euro 5 (67 ps)
Ford
Fiesta
1.4 Zetec Hatchback 3dr Petrol Manual (133 g/km, 94 bhp)
2009
70,831 miles
5
3
Blue
Petrol
Manual
1.4 litres
£2,789
Vauxhall
Insignia
2.0 CDTi ecoFLEX SRi Hatchback 5dr Diesel Manual Euro 5 (s/s) (130 ps)
Volvo
C30
1.8 S Coupe 2dr Petrol Manual (174 g/km, 123 bhp)
2007
74,211 miles
4
2
Black
Petrol
Manual
1.8 litres
£1,995
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £33,940.00 |
| Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
| First Payment £682.49 | 58 Monthly Payments £682.49 |
| Final Payment £682.49 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
| 58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
At Cavectra Centre, we offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans and help you find the best option.
Yes, at Cavectra Centre, we understand that everyone's financial situation is different. We work with a range of lenders to provide finance solutions for customers with various credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Our team will inform you of any additional documents required during the application process.
The approval time can vary depending on the lender and your individual circumstances. However, at Cavectra Centre, we strive to make the process as quick as possible, often securing finance approvals within 24 to 48 hours.
Absolutely! At Cavectra Centre, we accept part exchanges as a deposit towards your next vehicle. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.
At Cavectra Centre, most of our used cars and vans in Grays, Thurrock, and Essex are eligible for finance. However, some restrictions may apply based on the age and mileage of the vehicle. Our team can provide specific details based on the car or van you are interested in.