Used Car Finance in Essex
At Cavectra Centre, we make financing your next car in Essex straightforward. Whether you're in Grays, Thurrock, or beyond, our flexible finance options are designed to suit your budget, helping you drive away with the perfect used car without the financial stress. Explore our competitive rates and tailored plans today.
£17,440
2.0 430i M Sport Hatchback 5dr Petrol Auto Euro 6 (s/s) (252 ps)
£17,440
2017
53,740 miles
5
Petrol
Automatic
48.7 mpg
Compliant
£15,940
2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Powershift Euro 6 (120 ps)
£15,940
2019
38,279 miles
5
Diesel
Automatic
40.4 mpg
Compliant
£14,920
1.5T EcoBoost GPF ST-Line X SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£14,920
2019
26,331 miles
5
Petrol
Manual
39.8 mpg
Compliant
£14,229
2.0 420d M Sport Gran Coupe
£14,229
2018
63,496 miles
5
Diesel
Manual
48.7 mpg
£11,940
1.5T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£11,940
2018
47,754 miles
5
Petrol
Manual
39.2 mpg
Compliant
£10,949
1.5i Turbo GPF SRi Nav Grand Sport 5dr Petrol Manual Euro 6 (s/s) (165 ps)
£10,949
2018
42,485 miles
5
Petrol
Manual
50.4 mpg
Compliant
£10,000
1.6 Cooper S ALL4 Countryman
£10,000
2015
61,195 miles
5
Petrol
Auto
36.7 mpg
£10,000
1.5 Signature Nav dCi 110
£10,000
2017
54,808 miles
7
Diesel
Manual
70.6 mpg
£7,930
1.6 Renegade 1.6 Multijet Ii 120hp Sport
£7,930
2015
59,999 miles
5
Diesel
Manual
61.4 mpg
£7,420
1.6 MultiJetII Longitude SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
£7,420
2016
62,841 miles
5
Diesel
Manual
64.2 mpg
Compliant
£6,340
1.4 500x City Look 1.4 Multiair Ii 140hp Lounge
£6,340
2015
56,107 miles
5
Petrol
Manual
47.1 mpg
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £33,940.00 |
| Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
| First Payment £682.49 | 58 Monthly Payments £682.49 |
| Final Payment £682.49 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
| 58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
What Finance Options Are Available For Purchasing Used Cars In Essex?
At Cavectra Centre, we offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the available plans and help you find the best option.
Can I Apply For Car Finance If I Have Bad Credit?
Yes, at Cavectra Centre, we understand that everyone's financial situation is different. We work with a range of lenders to provide finance solutions for customers with various credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Our team will inform you of any additional documents required during the application process.
How Long Does It Take To Get Approved For Car Finance?
The approval time can vary depending on the lender and your individual circumstances. However, at Cavectra Centre, we strive to make the process as quick as possible, often securing finance approvals within 24 to 48 hours.
Can I Use A Part Exchange As A Deposit For My Car Finance?
Absolutely! At Cavectra Centre, we accept part exchanges as a deposit towards your next vehicle. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
At Cavectra Centre, most of our used cars and vans in Grays, Thurrock, and Essex are eligible for finance. However, some restrictions may apply based on the age and mileage of the vehicle. Our team can provide specific details based on the car or van you are interested in.