Used Car Finance in Brentwood, Essex
At Cavectra Centre, we make financing your next used car in Brentwood, Essex, straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away with your ideal car without any hassle. Visit us to explore our competitive deals!
Typical Representative Finance Example
Product Hire Purchase | Cash Price £33,940.00 |
Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
First Payment £682.49 | 58 Monthly Payments £682.49 |
Final Payment £682.49 | Agreement Duration 60 months |
Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
What Finance Options Are Available For Purchasing Used Cars In Brentwood, Essex?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can. We work with several finance providers who specialise in offering solutions to customers with diverse credit histories. We encourage you to apply as we assess each application individually.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill), and proof of income (such as recent payslips or bank statements).
How Long Does It Take To Get A Decision On A Finance Application?
In most cases, we can provide a decision within 24 hours. Our streamlined process ensures that you can quickly find out the status of your application.
Can I Use A Part Exchange As A Deposit For My Finance Deal?
Absolutely, part exchanges are welcomed. The value of your current vehicle can be used towards the deposit for your next car, potentially lowering your monthly payments.
Are There Any Restrictions On The Age Or Type Of Vehicle I Can Purchase With Finance?
Generally, finance options are available for most of the cars and vans we offer. However, some restrictions might apply based on the age and condition of the vehicle. Our team can provide specific details based on the car or van you are interested in.