Used Car Finance in Benfleet, Essex
At Cavectra Centre, we make financing your next car in Benfleet, Essex, straightforward and stress-free. Whether you're eyeing an economical hatchback or a sturdy van, our flexible finance options tailor to your budget, ensuring you drive away with peace of mind. Visit us to explore our competitive deals.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £4,495.00 |
| Total Deposit £449.50 | Total Amount of Credit £4,045.50 |
| First Payment £86.73 | 58 Monthly Payments £86.73 |
| Final Payment £86.73 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 |
| Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 |
| 58 Monthly Payments £86.73 | Final Payment £86.73 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £4,495.00 | Total Deposit £449.50 | Total Amount of Credit £4,045.50 | First Payment £86.73 | 58 Monthly Payments £86.73 | Final Payment £86.73 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,158.30 | Total Amount Payable £5,653.30 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
FAQ
What Finance Options Are Available For Purchasing Used Cars In Benfleet, Essex?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your circumstances.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually and offer solutions tailored to your financial situation.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 to 48 hours after submitting a complete application.
Can I Use A Part Exchange As A Deposit For My Finance Agreement?
Absolutely, we accept part exchanges and the value of your current vehicle can be used towards the deposit for your new purchase. Our team will assess your vehicle and offer a competitive trade-in value.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Finance agreements typically cover most of the used cars and vans we have in stock. However, there may be restrictions based on the age of the vehicle or the total finance amount. Our sales team can provide more details based on your chosen vehicle and finance terms.