Used Car Finance in Benfleet, Essex
At Cavectra Centre, we make financing your next car in Benfleet, Essex, straightforward and stress-free. Whether you're eyeing an economical hatchback or a sturdy van, our flexible finance options tailor to your budget, ensuring you drive away with peace of mind. Visit us to explore our competitive deals.
£17,440
2.0 430i M Sport Hatchback 5dr Petrol Auto Euro 6 (s/s) (252 ps)
£17,440
2017
53,740 miles
5
Petrol
Automatic
48.7 mpg
Compliant
£15,940
2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Powershift Euro 6 (120 ps)
£15,940
2019
38,279 miles
5
Diesel
Automatic
40.4 mpg
Compliant
£14,920
1.5T EcoBoost GPF ST-Line X SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£14,920
2019
26,331 miles
5
Petrol
Manual
39.8 mpg
Compliant
£14,229
2.0 420d M Sport Gran Coupe
£14,229
2018
63,496 miles
5
Diesel
Manual
48.7 mpg
£11,940
1.5T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£11,940
2018
47,754 miles
5
Petrol
Manual
39.2 mpg
Compliant
£10,949
1.5i Turbo GPF SRi Nav Grand Sport 5dr Petrol Manual Euro 6 (s/s) (165 ps)
£10,949
2018
42,485 miles
5
Petrol
Manual
50.4 mpg
Compliant
£10,000
1.6 Cooper S ALL4 Countryman
£10,000
2015
61,195 miles
5
Petrol
Auto
36.7 mpg
£10,000
1.5 Signature Nav dCi 110
£10,000
2017
54,808 miles
7
Diesel
Manual
70.6 mpg
£7,930
1.6 Renegade 1.6 Multijet Ii 120hp Sport
£7,930
2015
59,999 miles
5
Diesel
Manual
61.4 mpg
£7,420
1.6 MultiJetII Longitude SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
£7,420
2016
62,841 miles
5
Diesel
Manual
64.2 mpg
Compliant
£6,340
1.4 500x City Look 1.4 Multiair Ii 140hp Lounge
£6,340
2015
56,107 miles
5
Petrol
Manual
47.1 mpg
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £33,940.00 |
| Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 |
| First Payment £682.49 | 58 Monthly Payments £682.49 |
| Final Payment £682.49 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 |
| 58 Monthly Payments £682.49 | Final Payment £682.49 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £33,940.00 | Total Deposit £3,394.00 | Total Amount of Credit £30,546.00 | First Payment £682.49 | 58 Monthly Payments £682.49 | Final Payment £682.49 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £10,403.40 | Total Amount Payable £44,343.40 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
What Finance Options Are Available For Purchasing Used Cars In Benfleet, Essex?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your circumstances.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually and offer solutions tailored to your financial situation.
What Documents Do I Need To Provide When Applying For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 to 48 hours after submitting a complete application.
Can I Use A Part Exchange As A Deposit For My Finance Agreement?
Absolutely, we accept part exchanges and the value of your current vehicle can be used towards the deposit for your new purchase. Our team will assess your vehicle and offer a competitive trade-in value.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Finance agreements typically cover most of the used cars and vans we have in stock. However, there may be restrictions based on the age of the vehicle or the total finance amount. Our sales team can provide more details based on your chosen vehicle and finance terms.