New Car Finance in Southend, Essex

At Cavectra Centre, we understand that financing a new car can be a big decision. That's why we offer competitive finance options in Southend, Essex, to help make your car purchase affordable. Whether you're looking for low monthly payments or favourable interest rates, our team is here to guide you through every step of the process.

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£33,940.00
Total Deposit
£3,394.00
Total Amount of Credit
£30,546.00
First Payment
£682.49
58 Monthly Payments
£682.49
Final Payment
£682.49
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£10,403.40
Total Amount Payable
£44,343.40
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%

What Finance Options Are Available For Purchasing A New Car In Southend, Essex?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and leasing agreements to suit different budgets and preferences.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we have finance options available for customers with various credit histories. We recommend discussing your specific circumstances with our finance specialists who can guide you through the available options.

What Documents Do I Need To Provide To Apply For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the specifics of your financial situation.

Can I Use A Part Exchange As A Deposit For My New Car Finance?

Yes, you can use your current vehicle as a part exchange to contribute towards your deposit. We will assess the value of your vehicle and apply this amount as a deposit for your new car finance.

Are There Any Restrictions On The Type Of Cars I Can Purchase With Finance In Southend, Essex?

We offer finance options for a wide range of cars. However, some finance deals may be specific to certain models or have restrictions based on the age or value of the car. Our team can provide detailed information based on your chosen vehicle and finance plan.