New Car Finance in Grays, Essex

At Cavectra Centre in Grays, Essex, we offer competitive finance options for our range of used cars and vans. Whether you're looking to buy your first vehicle or upgrade, our tailored finance solutions can help make your purchase more affordable. Visit us to explore flexible payment plans that suit your budget.

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Typical Representative Finance Example

Product Hire Purchase	Cash Price £33,940.00
Total Deposit £3,394.00	Total Amount of Credit £30,546.00
First Payment £682.49	58 Monthly Payments £682.49
Final Payment £682.49	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £0.00
Interest Charges £10,403.40	Total Amount Payable £44,343.40
Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

Product Hire Purchase	Cash Price £33,940.00	Total Deposit £3,394.00	Total Amount of Credit £30,546.00	First Payment £682.49
58 Monthly Payments £682.49	Final Payment £682.49	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £0.00
Interest Charges £10,403.40	Total Amount Payable £44,343.40	Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

Product Hire Purchase	Cash Price £33,940.00	Total Deposit £3,394.00	Total Amount of Credit £30,546.00	First Payment £682.49	58 Monthly Payments £682.49	Final Payment £682.49
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £0.00	Interest Charges £10,403.40	Total Amount Payable £44,343.40	Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

What Finance Options Are Available For Purchasing A Used Car Or Van In Grays, Essex?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we work with several lenders who specialize in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

What Documents Do I Need To Provide When Applying For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.

Can I Use A Part Exchange As A Deposit For My New Car Finance?

Absolutely, we accept part exchanges and the value of your current vehicle can be used towards the deposit for your new purchase, potentially lowering your monthly payments.

Are There Any Restrictions On The Cars And Vans I Can Purchase With Finance In Grays, Essex?

We offer finance options on a wide range of used cars and vans. The choice may be subject to your budget and the finance provider’s terms. Our team is here to help you find a vehicle that meets your needs and financial circumstances.