New Car Finance in Essex

At Cavectra Centre, we understand that financing a new car can be a daunting task. That's why we offer a range of flexible finance options to suit your budget and needs. Whether you're in Grays, Thurrock, or anywhere in Essex, our team is here to help you find the perfect finance plan to drive away in your ideal car.

Vehicle Type

Body Type

Price | Monthly

Manufacturer

Model

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Typical Representative Finance Example

Product Hire Purchase	Cash Price £33,940.00
Total Deposit £3,394.00	Total Amount of Credit £30,546.00
First Payment £682.49	58 Monthly Payments £682.49
Final Payment £682.49	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £0.00
Interest Charges £10,403.40	Total Amount Payable £44,343.40
Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

Product Hire Purchase	Cash Price £33,940.00	Total Deposit £3,394.00	Total Amount of Credit £30,546.00	First Payment £682.49
58 Monthly Payments £682.49	Final Payment £682.49	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £0.00
Interest Charges £10,403.40	Total Amount Payable £44,343.40	Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

Product Hire Purchase	Cash Price £33,940.00	Total Deposit £3,394.00	Total Amount of Credit £30,546.00	First Payment £682.49	58 Monthly Payments £682.49	Final Payment £682.49
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £0.00	Interest Charges £10,403.40	Total Amount Payable £44,343.40	Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

What Types Of Finance Options Are Available For Purchasing A Used Car In Essex?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help you choose the best option based on your budget and requirements.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we work with several lenders who specialize in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

What Is The Process For Applying For Car Finance At Cavectra Centre?

The process is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the next steps.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, typically within 24 to 48 hours after receiving all required information.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new purchase.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

No, all of our used cars and vans in Grays, Thurrock, and Essex are available for purchase through finance. You can choose from a wide range of economy, petrol, and ULEZ-compliant vehicles to find the one that best suits your needs.