New Car Finance in Benfleet, Essex

At Cavectra Centre, we understand that financing a new car in Benfleet, Essex, can be a big decision. That's why we offer tailored finance options to suit your budget and lifestyle. Whether you're looking for low monthly payments or short-term plans, our team is here to help you drive away with ease.

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Price | Monthly

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Typical Representative Finance Example

Product Hire Purchase	Cash Price £33,940.00
Total Deposit £3,394.00	Total Amount of Credit £30,546.00
First Payment £682.49	58 Monthly Payments £682.49
Final Payment £682.49	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £0.00
Interest Charges £10,403.40	Total Amount Payable £44,343.40
Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

Product Hire Purchase	Cash Price £33,940.00	Total Deposit £3,394.00	Total Amount of Credit £30,546.00	First Payment £682.49
58 Monthly Payments £682.49	Final Payment £682.49	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £0.00
Interest Charges £10,403.40	Total Amount Payable £44,343.40	Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

Product Hire Purchase	Cash Price £33,940.00	Total Deposit £3,394.00	Total Amount of Credit £30,546.00	First Payment £682.49	58 Monthly Payments £682.49	Final Payment £682.49
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £0.00	Interest Charges £10,403.40	Total Amount Payable £44,343.40	Annual Fixed Interest Rate 12.90%	Representative APR 12.90%

What Finance Options Are Available For Purchasing A New Car In Benfleet, Essex?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and leasing agreements to suit different budgets and preferences.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we work with several lenders who specialise in providing finance options for individuals with varied credit histories. We encourage you to apply as we assess each application individually.

What Documents Do I Need To Provide When Applying For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On A Car Finance Application?

Most decisions are made within 24 to 48 hours after submitting a complete application, depending on the lender and the completeness of the information provided.

Are There Any Fees Associated With Car Finance?

Yes, there may be fees such as arrangement fees or administration fees depending on the finance option chosen. All fees will be clearly outlined in your finance agreement.

Can I Use A Part Exchange As A Deposit For My New Car Finance?

Absolutely, we accept part exchanges and the value of your current vehicle can be used towards the deposit for your new car, potentially lowering your monthly payments.