Initial Disclosure

INITIAL DISCLOSURE DOCUMENT

 

ABOUT OUR FINANCE SERVICES

OUR COMPANY
Company Name:  Vauxhall World Ltd | Trading as | Cavectra Centre 
Company Registration Number:  4539836
Company FCA Number:  655507
Address:  111-113 London Road, Grays, Essex.  RM17 5YB
Telephone: ( 01375 ) 391 305 |  Fax: ( 01375 ) 383 071


1.    The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.

2.    Whose products do we offer?

Vauxhall World Ltd T/A Cavectra Centre is a Credit Broker, not a Lender. Our approach to financing vehicle sales is to use a strong relationship we have with various lenders, in some circumstances brokers, and will introduce you to them to source finance products to assist with your vehicle purchase. We are not an independent financial advisor and do not make recommendation. However, we will provide you with information on products which may suit your requirements based on information you disclose to assist you in making an informed decision on your purchase. You may be able to obtain funding for your purchase from other providers and you are encouraged to seek alternative quotations.

3.    Which service will we provide you with?

We will provide you with information to assist with your funding decision on:

Credit Agreements – Hire Purchase, Conditional Sale, Personal Contract Purchase, Lease Purchase, Personal Loan.

4.    What will you have to pay us for our Finance services?

You make no payment to us. Instead, the lender or broker we introduce you to will pay us for introducing you to them. You have the right to request that we disclose the commission amount. To do this contact Sales121@CavectraCentre.com. Any commission payments will not affect the amounts you pay under your finance agreement, all of which are set by the lender / broker concerned. The amount of any commission paid will relate to the amount you borrow, the term of your loan and the interest rate charged. This commission is either a fixed fee or calculated as a percentage of your loan advance.

5.    Who regulates us?

Vauxhall World Ltd T/A Cavectra Centre is directly authorised and regulated by the Financial Conduct Authority for consumer credit and insurance distribution activities, our Firm Reference Number is [FRN#655507]. Our FCA Permitted business is arranging finance contracts.

You can check this on the FCA Register by visiting the www.fca.org.uk.

6.    What to do if you have a complaint

If you wish to register a complaint, please contact us:

By writing to: Compliance, Cavectra Centre, 111-113 London Road, Grays, Essex.  RM17 5YB.

by phone on: 01375 391 305

 

7.    Where can you read a copy of our privacy policy?

You can read our privacy policy at https://www.cavectracentre.com/privacy-policy.php

8.    Vulnerable Customer Policy

Vauxhall World Ltd -T/A- Cavectra Centre has a vulnerable customer Policy.  You can read this at www.cavectracentre.com/vulnerable-customer

9.    Data Protection & Privacy Notice

Vauxhall World Ltd -T/A- Cavectra Centre adheres to the Data Protection Act 2018.  For information on how we process your data please see our Privacy Policy at www.cavectracentre.com/privacy

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